Free guides
Plain-English breakdowns of the things nobody taught you.
Long-form guides, written for the person who's about to fill out a 401(k) form for the first time and isn't sure what any of the words mean. Updated for the current IRS year.
Guide to 401(k)
A plain-English guide to 401(k) plans: traditional vs. Roth, contribution limits, employer matching, withdrawals, and what to do when you change jobs.
Read the guide → Guide · 10 min readGuide to IRA
Traditional, Roth, SEP, SIMPLE, and Rollover IRAs in plain English — what each is for, who can contribute, and how taxes play out over decades.
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