Every chart on the site, in one place.
48 figures across the guides and tools, grouped by shape. Click any card to land on the chart in context — every link drops you on the figure itself, not the page top.
Bar charts
First paycheck breakdown
Where every dollar of a first paycheck actually lands.
Growth by vehicle
$200 a month for 45 years in cash, HYSA, or stocks.
Compounding power
Years to each $100K milestone shorten as the balance grows.
Debt Rule of 72
How fast common debts double at typical APRs.
Opportunity cost
A dollar saved at 25 vs. waiting until 35 or 45.
Match vs. payoff cost
Skipping the employer match to pay debt faster is rarely worth it.
Employer match leverage
How the match alone changes a 40-year 401(k) balance.
Paycheck deferral impact
Raising your 401(k) deferral costs less take-home than you think.
Roth vs. Traditional (micro)
Same dollar, two tax timings — which wins by bracket.
Mortgage term comparison
30 vs. 20 vs. 15-year payments and lifetime interest.
Mortgage lever sensitivity
Which mortgage lever (rate, term, price) moves the payment most.
OoO return bars
Effective return on each Order-of-Operations step.
Survivor benefit
Delaying Social Security raises the survivor benefit too.
Roth withdrawal opportunity cost
What pulling Roth contributions early actually costs at 65.
Amortization composition
The same payment, year by year, flipping from interest to principal.
Marginal vs. effective tax
Why "I'm in the 22% bracket" doesn't mean 22% of every dollar.
Wealth multiplier by age
The cliff: $1 at 20 → $88 at 65; $1 at 60 → $1.60.
Income-multiple checkpoints
How much saved (× your income) you should have by 30, 40, 50, and retirement.
Over-time charts
Cost of waiting
Starting at 20 vs. 30 — same monthly contribution, decades apart.
Wealth multiplier
What $1 saved at your age becomes by 65.
Expense ratio drag
A 1% fee vs. 0.05% over a working lifetime.
HSA stealth retirement
HSA invested + receipt-shoebox vs. a traditional IRA.
Whole life vs. term + invest
Buy term, invest the difference — over 30 years.
Education funding trajectory
529 balance from year one to first tuition bill.
PMI / LTV decline
When PMI drops off as you cross 80% LTV.
Fixed vs. ARM payment path
The reset risk an ARM carries that a fixed-rate loan does not.
Social Security claim age
Monthly benefit by claim age from 62 to 70.
Social Security break-even
Longevity needed for delaying SS to beat claiming early.
Teen Roth projection
Four teen summers of Roth contributions, untouched to 65.
Two-trajectory wedges
Priority stacks
Emergency fund stages
Deductible → one month → six months — the three thresholds.
Five buckets stack
Five priority buckets for the next dollar you save.
Investment stack
How stocks, bonds, funds, ETFs, and target-date funds stack.
Composition donuts
Budget split donut
Essentials / savings / discretionary — the three-bucket split.
Three-fund donut
US / international / bonds — the classic three-fund allocation.
Tax mix trajectory
How the tax-free / tax-deferred / taxable mix shifts across a working life.
Tabular figures
Rule of 72 table
Years to double at common annual return rates.
Max-out Roth table
Scenario grid: bracket × time horizon → Roth vs. Traditional winner.
20/3/8 car rule
What an 8% gross-income cap on the monthly car payment actually buys.
Rule of 25
Target spending × 25 = nest egg; monthly savings to hit it in 35 years.
Decision flows
Decomposition waterfalls
Event timelines
Comparison matrices
Pictograms
Glossary of terms
One-sentence definitions for every term used across the guides and calculators — accounts, tax timing, investing, debt, retirement.
→All the guides
The full reading list — eighteen guides organized by phase, from first paycheck through retirement income.
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