Resource pack · 4 sheets
Getting Started Pack.
Four fill-in worksheets that walk a first money sit-down in order: give every dollar a job, size the emergency fund in three stages, capture the full employer match, and find where the next dollar goes.
For anyone taking a first honest look at their own numbers
michaelwestfinancials.com/resources/packs/getting-started.html
- Worksheet · BudgetingMonthly budget on one pageStart from your take-home and split it into needs, wants, and savings — with the 50/30/20 target beside your own numbers. The paper version of the budget builder.michaelwestfinancials.com/resources/monthly-budget-worksheetOpen & print →
- Worksheet · Emergency fundEmergency fund in three stagesTally your essential monthly expenses, turn "three to six months" into three reachable stage targets on a fill-in meter, and name the first automated deposit.michaelwestfinancials.com/resources/emergency-fund-worksheetOpen & print →
- Worksheet · Employer matchCapture your employer matchCopy your plan’s match formula off the benefits portal, work out the band in real dollars, and see what’s currently left on the table each year.michaelwestfinancials.com/resources/employer-match-worksheetOpen & print →
- Worksheet · Order of operationsYour next dollar's addressThe five money moves as a ladder you climb with a pen: tick what’s already true, circle the first unchecked box, and your next dollar has an address.michaelwestfinancials.com/resources/next-dollar-worksheetOpen & print →
Each sheet is its own page — open it and choose Print orSave as PDF. Nothing is downloaded as a file, so every sheet is always the current version.