Resource pack · 11 sheets
Classroom Starter Pack.
A no-prep set for a class, small group, or kitchen table: six run-it-in-one-sitting packets — money's two jobs, reading your first paycheck, the emergency fund, capturing the employer match, why time beats amount, and where the next dollar goes — plus five fill-in worksheets the group can work through together.
For a leader running a first group session
michaelwestfinancials.com/resources/packs/classroom-starter.html
- Classroom packet · Money's two jobsMoney's two jobs — group sessionA run-it-in-one-sitting handout: the whole framework in a sentence, a sort everyone does together, matching tools to the two jobs, and one move each person leaves with. No prep, no math background.michaelwestfinancials.com/resources/two-jobs-class-packetOpen & print →
- Classroom packet · Pay stubReading your first paycheck — group sessionA run-it-in-one-sitting handout on reading a pay stub. The group works one shared sample stub together — name every line, learn why some are taxes and some are your own savings, and sort each into the job it does. The fill-in worksheet is the solo companion. No prep, no math background.michaelwestfinancials.com/resources/first-paycheck-class-packetOpen & print →
- Classroom packet · Emergency fundThree months in a coffee can — group sessionA run-it-in-one-sitting handout on the safety net every plan quietly assumes: the emergency fund. Sort what really counts as an emergency, size the fund in three reachable stages, and everyone leaves with a first deposit. No prep, no math background.michaelwestfinancials.com/resources/coffee-can-class-packetOpen & print →
- Classroom packet · The matchThe match is part of your pay — group sessionA run-it-in-one-sitting handout on the closest thing to free money: the employer 401(k) match. Decode three real match offers together, see what one captured band grows to, and everyone leaves with one move. No prep, no math background.michaelwestfinancials.com/resources/match-is-pay-class-packetOpen & print →
- Classroom packet · Time vs. amountWhy time beats amount — group sessionA run-it-in-one-sitting handout on the one advantage young savers really hold — time. Guess the cliff, compare two savers ten years apart, and everyone leaves with a start date. No prep, no math background.michaelwestfinancials.com/resources/time-vs-amount-class-packetOpen & print →
- Classroom packet · Order of operationsWhere the next dollar goes — group sessionA run-it-in-one-sitting handout on the question that comes after "how much": where the next dollar goes. Rank the five money moves by return, find each person's spot on the map, and everyone leaves with one move. No prep, no math background.michaelwestfinancials.com/resources/next-dollar-class-packetOpen & print →
- Worksheet · First paycheckFirst-paycheck breakdownA one-page fill-in sheet: copy the numbers off a real pay stub, see where each dollar went, then split the take-home across today money and tomorrow money.michaelwestfinancials.com/resources/first-paycheck-worksheetOpen & print →
- Worksheet · BudgetingMonthly budget on one pageStart from your take-home and split it into needs, wants, and savings — with the 50/30/20 target beside your own numbers. The paper version of the budget builder.michaelwestfinancials.com/resources/monthly-budget-worksheetOpen & print →
- Worksheet · Emergency fundEmergency fund in three stagesTally your essential monthly expenses, turn "three to six months" into three reachable stage targets on a fill-in meter, and name the first automated deposit.michaelwestfinancials.com/resources/emergency-fund-worksheetOpen & print →
- Worksheet · Employer matchCapture your employer matchCopy your plan’s match formula off the benefits portal, work out the band in real dollars, and see what’s currently left on the table each year.michaelwestfinancials.com/resources/employer-match-worksheetOpen & print →
- Worksheet · Order of operationsYour next dollar's addressThe five money moves as a ladder you climb with a pen: tick what’s already true, circle the first unchecked box, and your next dollar has an address.michaelwestfinancials.com/resources/next-dollar-worksheetOpen & print →
Each sheet is its own page — open it and choose Print orSave as PDF. Nothing is downloaded as a file, so every sheet is always the current version.