Everyday Money Habits

Resource pack · 3 sheets

Parent Conversation Pack.

Three discussion-first guides for the talks that come up — a car loan, a first job offer, and first gig work — each with what to say and what not to.

For a parent talking money moments through with a teen

michaelwestfinancials.com/resources/packs/parent-conversation.html

  1. Conversation guide · Car loansBefore you sign for a carMultiply the payment, run the 20/3/8 check, and — if it's already signed — find the doors still open. Plus what to say, and what not to.
    • Teen
    • Parent
    • First job
    • ~20 minutes
    michaelwestfinancials.com/resources/car-loan-conversationOpen & print
  2. Conversation guide · First jobReading a first job offerThe wage is only half the offer. Score the benefits, talk through the trade, and learn the three questions to ask before saying yes.
    • Teen
    • First job
    • Parent
    • ~20 minutes
    michaelwestfinancials.com/resources/first-job-offer-conversationOpen & print
  3. Conversation guide · Gig workStarting gig or 1099 workNo employer means four jobs become yours: health, taxes, a cash buffer, and retirement. Here's how to talk through each — and the one move to make this week.
    • Teen
    • First job
    • Parent
    • ~25 minutes
    michaelwestfinancials.com/resources/gig-work-conversationOpen & print

Each sheet is its own page — open it and choose Print orSave as PDF. Nothing is downloaded as a file, so every sheet is always the current version.

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